EOS signs secured forward-flow deal in Hungary.

EOS in Hungary has signed an agreement with UniCredit Bank on the purchase of non-performing loans (NPLs). The first forward-flow deal with secured receivables represents new territory for the company.


  • EOS in Hungary acquires a debt package from UniCredit Bank Hungary with an exposure value of EUR 28 million.

  • A three-year forward-flow deal was also concluded.

  • As well as unsecured consumer and business loans, the package also includes mortgage-backed receivables.



Banks can quickly and reliably free up capital by offloading non-performing loans (NPLs). This is what happened in Hungary, for example, where in order to give itself more financial leeway, UniCredit Bank Hungary sold NPL packages to the Hungarian subsidiary of EOS. What’s special about the deal is that for the first time, EOS is buying secured receivables as part of a forward-flow agreement. This means that the receivables are not transferred in one block but at regular intervals over a defined period of three years.


NPL-Deal: Die UniCredit Bank und EOS KSI in Ungarn sind eine langfristige Partnerschaft eingegangen.

Forward-flow transactions impose special demands on the purchaser (for details click here). And the evaluation of the secured receivables is also a complex matter. This is where the real estate experience of EOS is brought to bear (for details click here) – as well as the broad network of external experts with whom the local EOS team works closely.


Please don’t hesitate to contact us if you’d like further information.

Daniel Schenk Senior PR Consultant bei EOS Holding GmbH

EOS in Germany

Daniel Schenk
Head of Corporate Communications & Marketing Germany

Steindamm 71
20099 Hamburg
Germany

[email protected]

Photo credits: Sebastian Vollmert / EOS (2)


Explore more from EOS

Ein junger Mann liegt auf einer Couch in seinem Wohnzimmer, trägt Kopfhörer und schaut lächelnd auf sein Smartphone, während er Musik oder einen Podcast genießt.

Young and AI-savvy, but more likely to experience debt-related stress

3 min.
Young Europeans use AI in banking more often than older generations. At the same time, they are more likely to experience debt-related stress. The EOS Banking AI Barometer shows what banks need to kno
Learn more
Eine lächelnde junge Frau mit lockigen Haaren in einem gemütlichen gelben Pullover sitzt auf dem Sofa in ihrem Wohnzimmer und schaut auf ihr Smartphone, während sie ein Papierdokument in der Hand hält.

EOS study: People with debt experience are more open to AI support

3 min.
EOS Banking AI Barometer: People with debt experience are more open to AI support. When it comes to this sensitive topic, AI assistance is rated positively. Even so, personal contact remains essential
Learn more
Eine Frau mit einem Mobiltelefon in der Hand spricht mit der KI.

EOS study: AI proves its worth in banking

4 min.
EOS Banking AI Barometer: AI proves its worth in banking – almost one in three people would even prefer talking to AI about sensitive financial matters.
Learn more